Privacy Policy
Last updated: January 15, 2026
At Moneticaplnvz SpA (hereinafter "Moneticaplnvz", "we" or "the Platform"), we are committed to protecting the privacy and personal data of our users. This Privacy Policy describes how we collect, use, store, and protect your personal information when you visit our website moneticaplnvz.com or use our real estate crowdlending services.
1. Data Controller
The data controller is Moneticaplnvz SpA, with RUT 77.245.831-K, domiciled at Av. Apoquindo 4700, Office 1203, Las Condes, Santiago, Chile. For any inquiries related to data protection, you can contact us at privacidad@moneticaplnvz.com.
2. Personal Data We Collect
We collect the following types of personal data: identification data (name, surname, RUT), contact data (email address, phone number, postal address), financial data (bank information for investment processing), browsing data (IP address, browser type, pages visited, time spent), and data voluntarily provided through contact forms.
3. Purpose of Processing
We use your personal data to: manage your account and verify your identity, process and manage your investments in real estate projects, communicate with you about the status of your investments and projects, comply with applicable legal and regulatory obligations in Chile, improve our services and user experience, and send commercial communications (with your prior consent).
4. Legal Basis for Processing
The processing of your data is based on: the execution of a contract or pre-contractual measures, compliance with legal obligations under Law No. 19,628 on the Protection of Private Life and Law No. 21,719 on Personal Data Protection, your express consent for specific purposes, and our legitimate interest in improving our services.
5. Data Transfers
We do not sell or rent your personal data to third parties. We may share information with: technology service providers who assist us in operating the platform, financial institutions for transaction processing, regulatory authorities when required by Chilean law, and external legal advisors and auditors in the exercise of their functions.
6. Data Retention Period
We will retain your personal data for as long as necessary to fulfill the purposes described, and subsequently for the periods established by applicable Chilean legislation. Browsing data is retained for a maximum period of 24 months.
7. Data Subject Rights
Under current Chilean legislation, you have the right to: access your personal data, rectify inaccurate or incomplete data, request the deletion of your data when no longer necessary, object to the processing of your data in certain circumstances, and request the portability of your data. To exercise these rights, send a request to privacidad@moneticaplnvz.com.
8. Security Measures
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. This includes encryption of data in transit and at rest, role-based access controls, periodic security audits, and incident response protocols.
9. Changes to this Policy
We reserve the right to update this Privacy Policy. Any changes will be published on this page with the last updated date. We recommend reviewing this policy periodically.